Don't know if this is a really late reply.  I have been so busy with school that I haven't been around a lot lately, but I have two road bikes - one is dedicated for touring/racing and the other is only a commuter.  I don't like the idea of having to take that stuff off when I ride because I want to go pretty fast and be pretty competitive (at least that is what I am training for now).  However, if you are okay with having those things on there, I know plenty of people who tour with fenders/a rack and do great!  They don't care and only have room in the budget for one bike.
I really don't like MTB's or hybrids, but I love a good road bike.  It's all preference.  My Dad has a commuter that he likes that is a hybrid and thinks commuting on a road bike is nuts, but when you deal with the hills I do, you are happy to have a carbon fork and a very light bike!  It's all personal preference.  Some people can't stand road bikes (my mother), but love an MTB or a hybrid.  Who cares what anyone thinks!  You love your bike, that is all that matters!
				
			 
			
		 
			
				
			
			
				***proud Hoosier, statistics nerd, and mom to a headstrong toddler***
****one car family and loving it!****
Owned by:
Le Monstre Vert - 2013 Surly Cross-check
Chessie, Scottish Terrier
Bonzai, Catahoula Leopard Dog