I ride my current road bike of choice: right now that would be the new Trek 1000 WSD. I don't use panniers, I use a backpack but I don't have to carry a laptop, just change of clothes and lunch. It's also big enough stop at the store for a few simple items. I was riding my Peugeot in the winter with bigger tires but the bike is really too big for me. I"m thinking I may put smooth tires on the MTB and ride that this winter......I just don't want to be on skinny tires on the ice. but it's not winter yet so I don't have to decide right now! LOL
Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways, champagne in one hand, strawberries in the other, body thoroughly used up, totally worn out and screaming: "Yeah Baby! What a Ride!"