We have lots of one level separate homes and condos (that look more like duplexes or row houses) in our area. Some with garages. Some with HOA's that cover all exterior maintenance. Many of them are purchased by retirees.
We're house searching now (looking to buy something for med school that is less of a commute) and we're definitely considering these issues. I've ruled out stacked condos (since I wouldn't want to be on the bottom and I doubt people would want us on top) - except for a well-sound-insulated new building. We don't want a separate house because we just won't have time for the upkeep.
Hugs to Trek and Knott - i can't even imagine how frustrating that must be!
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