I just have to share....after almost 2 hours of cleaning my bike (in this case, my "old" Raleigh hybrid") and tweaking just about everything, I followed the directions exactly in the manual that came with my Terry road bike, and got the front derailleur adjusted properly on the Raleigh. No more rubbing! Smooth shifting! Clean bike! Minimal blood (stuck one thumb into chainring). And, I am happy to report, sanding the brake pads with sandpaper (or a "paper" nail file ) actually DOES stop brake squeal.