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  1. #1
    Join Date
    Aug 2003
    Location
    Bendemonium
    Posts
    9,673

    Health insurance coordination of benefits

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    Anyone work in health insurance claims that could help me? I've got PPO coverage through my husband but am thinking of adding a POS plan through my employer with the same carrier for both plans.

    It's been eons since I worked in this field and am trying to dredge up what I knew from way back then. We can build our own coverage levels (copay, ded and co-ins) so I'm trying to figure out what to pick in hope of minimizing my monthly contribution as well as OOP costs.

    If you know about this stuff, could you PM me so I could ask a few questions? Thanks you so much. I've only got a few days to decide since my wonderful employer started open enrollment on the 10th and didn't mail the benefits manuals until the 12th. 7 days later it finally arrived . . . .
    Frends know gud humors when dey is hear it. ~ Da Crockydiles of ZZE.

  2. #2
    Join Date
    Sep 2009
    Location
    Pac. NW
    Posts
    350
    So many different plans/laws in each state. Since they are both with same company I would starting googling, write down your ???? and see if you are able to get some questions answered by phoning your ins. co. (careful: 10 customer service reps, 10 different answers). Does your employer work with an insurance company and have a rep (same concerns about getting correct answers). HR dept? Same concerns.

    Sorry, I guess all I had to say was good luck getting a reliable answer!!!!

    Maybe someone who really knows something will chime in.
    2011 Specialized Ruby Comp
    2015 Giant Liv Tempt 3

  3. #3
    Join Date
    Apr 2008
    Posts
    3,176
    Mine is certainly a POS!!!
    Each day is a gift, that's why it is called the present.

  4. #4
    Join Date
    Apr 2006
    Location
    where the wind comes sweeping down the plain
    Posts
    5,251
    Quote Originally Posted by malkin View Post
    Mine is certainly a POS!!!
    hee hee
    Check out my running blog: www.turtlepacing.blogspot.com

    Cervelo P2C (tri bike)
    Bianchi Eros (commuter/touring road bike)

    1983 Motobecane mixte (commuter/errand bike)
    Cannondale F5 mountain bike

 

 

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