Oh, thought of a few more--
5. Try clipless. Although that involves having money, so if that one doesn't happen, not a big deal. Or, at least put the toe cages back on.
6. Get better with maintenance. Ideally, this would include buying an old bike, taking it apart, cleaning it up, and putting it back together...but that also involves having money. I suppose I'd be happy with not having to rely on DBF (as wonderful as he is) for basic tweaks.