Go with the middle man. At least in NC, the handyman wouldn't legally be able to do the whole job. Can you scale down the middle guy job (i.e. hold off on upper level cabinets)? I'd wait a week (I know, the food sucks and you want to get it done), and see what happens. It's a sucky time to have to make a decision, and I think a little more info will help. Definitely sleep on it. It's the biggest drop in history - not the best time to make a decision. Of course, there's always the possibility it will get worse
CA
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