Heh, I've taken overpacking to a whole new level.

In my rack trunk bag, I have: my Kryptonite cable lock (I know the day I leave it at home is the day I'm going to need it!); a spare tube; tire irons & patches; a set of hex wrenches; a ziplock bag with Jo's Pharmacopeia including "vitamin I" (you should have mentioned you needed some last Saturday, I had it), Sudafed, a couple of tampax, a couple of individually wrapped feminine hygeine towelettes, and eye drops; a banana; my Brooks saddle rain cover (which I put on this past Saturday), and, also this past Saturday I had stuffed in a rain jacket in case it started pouring while we were out. In the back outside pocket I have a little zippered bag with a $20 bill, a photcopy of my driver's license and health insurance card, and a card w. my home number and my husband's cell number; and in the other outside pocket, a pack of kleenex ...

... and ...

In the front handle bar bag I have my cell phone, my garage door opener (mini-version) w. the kryptonite key attached, car keys if I drove to the start, a few rubber bands, a small ziplock of fig newtons, a couple of Clif Shots, a special K bar (I've found I need to eat a lot while I'm riding or I sometimes get dizzy, so I make sure to bring lots of food with me), glove liners in case my hands get cold, my map holder when I'm not using it, and, I think that might be it.

I honestly don't know how you folks with those teeny-tiny under the saddle bags manage!

- Jo, the poster child for anal retentitude.