All examples of how expensive it is to be poor ...

Not that it doesn't make sense from the bank's point of view, that they should impose charges on people when they can't make enough money from investing small balances. But from a customer point of view, it's infuriating that people with large balances should have fees waived and even interest awarded, where the people who can least afford it have all kinds of charges deducted from their accounts each month. When I was younger it was still possible to live without a bank account, and most of the poor did so. Nowadays, pretty much only the homeless can exist without bank accounts, and circularly, if they want a permanent residence, not having a bank account is a big impediment.