I wear a thin wool neck gaiter a lot, but now that it's well below freezing here it gets saturated with the moisture from my breath then re-freezes into a stiff icy mask. I''ll have to pull out my bank robber Buff again, the one I cut a hole in for my nose and mouth a few years ago. I can keep that one up to my eyes all the time to protect the skin on my cheeks. When it's this cold I wear a thin wool open-face balaclava underneath, a thin wool skull cap, and a neck gaiter that I pull up or down as needed/or the "bank robber Buff". Preferably a layer of cold cream under my eyes and around my nose and mouth as well.

BikeShopGirl, how do you keep the face warmer in position? I had one of those and had high hopes for it, but it kept sliding down unless I fastened it uncomfortably tight, so I never got the hang of it and one day it just disappeared.