When I wear my blue jersey without pockets, I don't have any place to put my phone. When I am mountain biking, it's not a problem because all my baggy shorts have pockets. But this weekend I actually emptied my seat bag and put all my essentials in there (phone, id, money). I kept the multitool, too.

I remember deciding how much I might need that tube and tire levers...and I would just rather have my phone if I had to make a choice. I can walk my bike if it gets a flat. If I fall and get injured, I want to be able to call someone! When I'm really far away from home, I make sure to have *everything*.

Karen