I'll vouch for the pubic bone whack pain! It's doubly embarassing when the pain calls forth instant tears on a group ride. Happened more times than I care to count on my old Fuji. Reason enough to be very careful never to buy a bike that's a bit too big.

I've still got scars from the teeth on my commuter's platform pedals, too.

Man, biking is dangerous...even without the obstacles on the road!