Anybody have experience with whiplash settlement?

[bcipam]

Mmmmm... not certain if I agree with the "get a lawyer advice..." Hey I are one and if I thought it would help I would recommend it but give the ins. company a change to settle with you first keeping in mind if you get an attorney you will have to split at least 1/3 of your settlement with the attorney and your case doesn't automatically increase 1/3 in value. Yes attorneys are good at making mountains out of molehills and can increase the value of your case but that means more treatment, delay in settlement and again they get 1/3. Attorneys are in the game because its their business, they have to make money off the claim and off of you.

Work out the settlement amount, give the adjuster a chance to settle, negotiate alittle and see if the matter can't resolve amicably then if you feel the adjuster is not being reasonable and you cannot settle, get an attorney. There is no hurry. In most states the statute of limitations (the date you must file a lawsuit to keep the claim active) is 1 year, most states its 2.

Note - most whiplash injuries resolve. Your doctor can and should discuss this with you. Injury is seldom if ever permanent unless 1) the injury was severe and more than "whiplash" and 2) you have some other pre-existing problem.