Fellow amy/scaredy cat here....I've only been riding a "real" bike for a few months and don't have the miles yet to be totally comfortable, but having already had a relatively low speed crash and still feeling the effects a month later, I'm internally a wreck on the downhills. I'm glad to hear that experience and time in the saddle will help, because it is embarrassing!

Thanks to everyone on this forum for all of the great info. I've picked up some really valuable tidbits and links to other sites in the last month or so that I've been here!