Thanks for the replies.

Unfortunately, I don't do any other sports where HR matters..though it would be nice to take a HR monitor into a spin class. But breaking one pricey unit would be hard to replace...

Yes, Squeaky, that's me and my horse--well a former horse of mine (couldn't keep him all the way through college). It was taken at a summer show in the Olympic arena in Atlanta, well Conyers, GA.