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What i mean is, lots of people get nervous when they have less than one or two inches of clearance- but you can get as close as 1/2" standover clearance and still be just fine. I'm talking bikes in...

I'm 5'5". I have a 54cm Rivendell which is 'about' the right size, though I could probably be comfy on their 52cm as well (never tried one though).
No one needs more than a 1/2" of standover,...