I'm being lazy and not reading through the entire thread, but I figured you experts would be able to help....what I am hoping to find is a camisole type thing but in wool. It gets really cold here in the UK in the winter, but without being actually cold if that makes any sense. It rarely gets below freezing, but with 99% humidity the cold gets to your bones while your skin still feels warm enough. So I was looking for a warming under-layer I can wear tucked into my pants to keep my back/kidneys warm while still wearing regular tops/t-shirts at work. I have plenty of long sleeved things for running/cycling but am looking for something discreet to wear under every-day clothes at work. Any ideas?