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Also consider riding your bike as part of your normal life, instead of only as a sport/fitness 'activity'. If you are able, ride your bike to the store, the bank, etc, or some folks can ride to work and back on some days. To keep it in perspective...the vast majority of bicycle riders in the world just get on their bikes every day with no special clothing at all.
Think of your bike as a lifestyle change. Some folks make the preparations for riding their bike so elaborate and involved that they wind up avoiding getting on their bike at all. As an experiment, try just riding your bike around the block a couple of times in your normal clothes. :) (with a helmet on though of course)
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Bike shorts and gloves are a must. Also, if you intend to bike later on when it gets colder, purchase some cold gear during the season close-outs. I used to hate to get out in the cold and finally ventured to 20-30 deg F this year. I feel like an onion but it works when cabin fever in unbearable.
