I don't ride clipless.
And I know my bike seat is too low.
I don't get that nice full extension when riding my bike, and often when I pedal aggressively I bounce my way right out of the saddle. This is very frustrating for me, as before I was benched I surprised myself by genuinely wanting to ride faster, harder, and longer, and feeling happiest when I could. But more than my frustration is my fear. I wouldn't mind not being able to touch the ground straight away if the only thing I rode was a road, but I often ride washed-out dirt hills with sharp ditches taller than I am on either side, and I like being able to use my feet as secondary breaks... especially as I'm not too sure about how reliable my bike's breaks are. I'm still on Wal Mart's Roadmaster Granite Peak, after all, and I have no idea where the breaks even are on a bicycle.
So I'm still locked into a low saddle position with my feet on the ground thanks to that, but I'm wondering... when will I 'graduate' to riding at the correct height? And after that, when come the clipless? Perhaps it's whenever I feel comfortable... but I wonder if a scaredy-cat like me will ever feel comfortable like that :p