Winter Bike

Hi All-
Just got my new rims/wheels on my Ruby, and it ROCKS!!! Dilemma: Now it
is a $4000.00 bike, and I don't want to ride it in the rain, and don't want custom fenders on it. Suggestions? I want drop bars, some speed and easy clean up after a ride in the rain. AND< $500.00!!!! Any thoughts? How do people feel about their single speeds? Thanks team!!
Michelle

What about something from here? Cheap bikes (not cheap quality) and something you could add fenders and all that good stuff to. I've known someone who ordered from there and had a great experience.