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I would think you would have to wash the dirt and grit off your bike before you start rubbing wipes or rags back and forth on it. You'd be dragging the grit particles back and forth over your finish like sandpaper. Isn't it best to wash/hose the mud and grit OFF before polishing and rubbing it??
For the most part I agree. But running water with little or no pressure (which is what is recommended) doesn't get all the dirt off. You still have to wash with something...same principle. I was only doing this for a quick clean up between washings.